What’s the Rate?

The question I most often get asked about leasing, is: “What’s the Rate?”

Unlike a traditional bank loan, there is no set answer to this question. In this video, I talk about six main criteria that are used to determine the lease rate.

If you want to talk more about lease rates — or anything related to leasing — please feel free to give me a call at 403.216.1930. I would love to chat with you.

Dad, Dad…. Look! There’s a Molok in the parking lot!

No, a Molok isn’t akin to an ancient, hard shelled creature from the deep.  Moloks are a very modern, deep collection, waste management solution available to large property owners, condo associations, retail centres and many other areas where waste management is an issue.    There are many benefits to managing waste and recycling with Moloks including saving space,  minimal odors and the ability to hold much more garbage, compost and recycling than traditional bins.

Priority Leasing Inc. is able to provide lease financing for Moloks to corporate building owners, condo associations and anywhere recycling and waste management are a needed in a commercial environment.

If you or your organization would like to learn more about the mighty Molok, the Calgary connection is Laurie Courtereille, at Underground Disposal Systems ltd.  To learn more about the mighty Molok, give Laurie a call at 403-870-1879.

And when you’re ready to work out financing, we’re here! Call us at 403.216.1930

N95 Reuseable Masks

Surgical quality.  Right here in Southern Alberta!

A very good friend of mine, and fellow Rotarian, has allowed Priority Leasing Inc. to be a distributor of re-usable, medical quality masks with N95+ disposable filters.   Actually, you could fit it with any filter material you like using the provided template.  You can even get reusable, washable filters, but the disposable n95 filters are very inexpensive … and you would need a tiny weeny little washing machine for these 2” x 2” European made squares.

This partnership came about because of our purchase of Dental Leasing Options two summers ago.    When we at Priority Leasing saw a demonstration of how this mask works, we realized it was the perfect fit (no pun intended) for the medical/dental market.

These masks were designed and are manufactured in Alberta. The company, based out of Airdrie, is called Breathe Safely Alberta.     (breathesafelyalberta.com)

How is this mask different than others?  It is adjustable and fits to your head and headgear.   It SEALS over your nose and mouth making it more of a respirator than a mask.  This video, https://youtu.be/7hYek_Wvb7I, gives you a good look at the mask and shows you how to assemble it.

Here is a wee snippet from the website about “testing” of the filters and certification:

How do I know these filters were tested correctly?

These were done by the highly reputable firm Nelson Laboratories in the USA. This company does testing work for Health Canada and the USA government, including for NIOSH certification. While our filters are not currently NIOSH certified, we have designed and manufactured our respirators and filters to meet or exceed the standards required to achieve this certification. Our testing was performed in compliance with US FDA good manufacturing practice (GMP) regulations 21 CFR Parts 210, 211 and 820. All test method acceptance criteria were met.

These masks are applicable everywhere.   If part of what you do requires you to be in a crowd (eg: lots of flying for business), check out this amazing mask.   For more details and a chance to see the mask, email us at Sales@n95safe.ca

FacilityCalgary Interview

I recently had the honour of being interviewed by Mark Kolke, the publisher of FaciltyCalgary.com. You can find the interview here: http://facilitycalgary.com/debsands.html. I hope you enjoy it.

FACILITYCalgary is a weekly online publication containing news, commentary, interviews, real-estate listings, small business promo, etc., for the Calgary area. It is reminiscent of the old-timey small town newspapers. Definitely worth checking out. You can view the latest issue here: http://facilitycalgary.com/. Maybe you’ll even want to subscribe! 🙂

Trying Times

These are uncertain and unsettling times.  Like you, our greatest concern is for the health and well-being of our families, our friends, our employees, our clients and our colleagues. We are doing what we can to keep ourselves and our loved ones safe, and we know you are too.

There are also unique financial challenges to be faced right now.  Some of you cannot shut your doors while we wait this out.  Some of you are essential to the well-being of our community. We all need to remain solvent in order to be able to continue to keep our loved ones safe when this pandemic has passed.  And it will pass.

Although our day to day life at Priority Leasing has changed, we are still operating and hope to continue to do so during the COVID-19 crisis.  We live in a time where technology allows us to be connected even while isolated, and our team remains available to you (and for you) from a distance.  Linda is always happy to chat with you via our website.  Bob, Angie, and I are only a phone call or an email away.  You can also message us via Facebook and Instagram.   We are committed to using the available tools and technology in order to be able to safely and responsibly continue our operations, and minimize the disruption to you and to your businesses.

If there is anything we can help you with, please reach out via email, phone or social media.  Above all, please stay healthy and be safe. 

Dump Truck Leasing

My colleague, Paul, over at Trust Capital USA, recently wrote an article outlining the benefits of leasing dump trucks.  He passed it on to me, and I would like to share some of his thoughts with you. 

According to Paul, “Leasing a dump truck can become a good alternative to traditional financing from bank or credit institutions and can provide you with complete ease and safety.” 

He presents 5 main arguments in favour of leasing:

  1. It can be difficult to meet the credit requirements of a traditional loan — especially for start-up businesses. Being denied by the banks, or being strapped with a large interest rate are potential drawbacks to the traditional route.
  2. Professional equipment leasing and financing companies are adept at commercial leasing; the process is uncomplicated and efficient.
  3. Leasing expensive, heavy equipment, such as dump trucks, reduces financial volatility; you don’t need to take on debt to procure a lease. In addition, obtaining a lease is not affected by your credit score. Professional financing groups can approve your application without any barrier.
  4. Dump truck fleets are expensive.  Even if you have sufficient capital to purchase, leasing, instead of buying, allows you to retain that capital and have it available for any emergencies that could arise.
  5. Leasing of a big-sized dump truck can become a gainful venture.  Income generated by use of the equipment can easily be in excess of the lease payments.

Whatever your credit score, whatever your goals, a professional equipment leasing company can serve your needs productively.

If you are interested in the complete article by Paul, click here .

I’m a Rotarian!

I am excited to let you know that I have become a new Rotarian! This doesn’t mean I have given up my Canadian citizenship, or requested a new passport. But I am now a member of an elite, worldwide organization that has the funds, the energy and the connections to make a change on a global scale.

The Rotary motto is “Service Above Self”. I believe this creates a strong, very recognizable difference between Rotary and other networking clubs. The goal in Rotary is not to promote you or your business, per se, but to meet other like-minded, business professionals who want to serve their community and the world. But make no mistake, business does get done. Quietly. Casually. Fairly.

In summary, here’s what excited me about Rotary:

  • The opportunity to make new friends with like-minded business professionals
  • Becoming involved in local and international projects that stir my soul
  • Access to world travel.

If you’d like to check it out, come for lunch on me! Our group meets Thursdays at the Stampede Grounds.

Used Veterinary Equipment for your Clinic

Today I want to share an article from Paul Kendall, a new friend of mine at Trust Capital USA.  Although, in his paper, Paul talks about buying veterinary equipment, don’t forget that you can also lease.  To learn more about leasing and financing veterinary equipment in the US, visit “Veterinary Equipment Financing” on the Trust Capital USA website.  In Canada, of course, feel free to give us a call at 403.216.1930.  🙂

List of The Used Veterinary Equipment You Must Buy for Your Clinic

Buying used things is always a great alternative, whether it is second-hand cars, used clothing or used furniture. So, why you should not purchase used medical equipment for your medical practice? There are many benefits to employing restored medical equipment.

It is no clandestine that becoming a medical doctor or veterinarian is a costly task. According to a current study performed by the American Veterinary Medical Association, above 90% of veterinary school grads initiate out their profession with significant debit. So why not set up your practice by cutting expenses where you can? Taking advantage of Used Veterinary Equipment will extensively decrease the high costs your practice will have to get on and maintain your facility base financial line very small.

Let us discuss the equipment you require for setting up your veterinary clinics

These below-explained tools, devices and technologies permit vets to give stellar, professional medical care to pet-patients and must not be ignored when putting together your clinic equipment buy list.

Exam and Procedure Tables

If you want to properly inspect as well as treat your pet- patients, there is a need of the veterinary table in every treatment room. However it depends on your clinic’s requirement and can select lift tables, v-top tables, electric & hydraulic tables. This in order can offer you versatility, stability and mobility while using. The surface of these test and procedure tables can be lithely accustomed to hold every pet patient’s size and belt and can be located for optimal contact to the area under inspection.

Anesthesia Machines

Getting your pet-patients to persist at rest through scans, insidious exams and actions can be a challenge. Also, you would not like them to experience from the pain of their injuries, surgeries or additional treatment protocols. This is why high-quality veterinary anesthesia machines are on the peak of the used veterinary equipment shopping list.

It is frequently utilized on dogs, cats, birds and additional animals, but since their dispositions differ significantly from those of humans, specific veterinary anesthesia equipment that is 100 per cent secure for animal use is necessary.

However, you cannot utilise the similar machines doctors employ on humans. Anesthetic equipment at a veterinary practice makes sure animals get sufficient oxygen, ventilation and breathing although under anesthesia and combine the anesthetics appropriately according to fixed concentrations, through a mostly automatic procedure that reduces risk to the patient.

Veterinary Stethoscope

Stethoscopes are ideal tools for medical professionals of all fields, but vets require acquiring particular veterinary stethoscopes for their practices. This purchase is necessary since veterinary stethoscopes permit you to get around all that fur and animal muscle and in fact hear the heart and lung sounds of any animal, big or small.

Veterinary ultrasounds

Diagnostic imaging is used by veterinarians to observe clear-cut images within their pet patient’s body and make correct analyses, which lead to immediate, efficient treatment.  New, ground-breaking, real-time ultrasound equipment with exterior cameras considerably decrease exam time while producing deeper and wider snappish images of abdominal, cardiac, musculoskeletal, vascular and additional bodily systems.

These images can even be shared live through telemedicine with a sonographer, for more affluent real-time assistance, with far less pinpointing guesswork involved. So if your budget does not allow you to buy the new one, you may have the option to purchase the used veterinary equipmentthat will save your money.

Autoclaves & Sterilizers

Veterinary doctors must make sure proper sterilization of their medical tools every time. However this is important for secure as well as contamination free work environment.  This in order will extend the life of usually used equipment. If you do not purify them, they will wear down with organic fluids, solvents, chemicals and cleaners. Autoclave steam sterilization assists make sure that vet tools are adequately germ-free and sterilized, for most favorable pet-patient effects.

Autoclaves come in a range of sizes. If you are operating a high-volume treatment centre, you may choose to buy a larger unit to boost competence, rather than keeping your autoclave every day. You would like to look into purchasing a mechanical or digital autoclave used veterinary equipment, which allows faster turn-around than its manual version.

IV Pumps

Nearly all veterinary clinics make use of IV pumps to manage fluids, drugs and additional supplements during surgeries and other treatments. IV pumps are the ideal technique for controlling the release of a constant rate infusion (CRI) of the matter to be provided to the patient, for a reliable or time-dependent consequence.

This is mainly dangerous when the medication administered has potentially powerful or unfavorable experimental effects. And while there are cheaper IV flow-control devices on the market, pumps are flexible, non-disposable, readily accessible and more cost-effective in the long-standing.

Digital X-ray imaging machines

Digital radiology or radiography (DR) technology permit veterinarians rapidly and precisely get comprehensible images of your animal patient bones, muscles and inner organs, without involving the use of film, compounds of darkroom processing. The defined, digital photos can be improved, enlarged and focused, which eventually leads to fewer retakes and more exact diagnoses. The images acquired can be saved to a digital database, and simply shared with further vets and specialists, with one click of the button. 

Digital x-rays have become an enormous, necessary and widespread component of many veterinary practices around the globe. There are a variety of DR systems, all relying on diverse technologies to achieve digital images. You can choose the DR system that best goes with your practice’s requirements and financial statement.

At the end to make the right decision for buying used veterinary equipment you, in fact, require to be aware of what all your preferences are and weigh out the pros and cons of the whole thing here, before making your final decision. When setting up your veterinary hospital, there are plenty of tools and techniques you need to obtain. However some of the equipment may not listed above like electrosurgical units, defibrillators, microscopes – even calculators. But no matter what equipment you do buy, make sure they are high-quality, long-lasting and infection-free.

Smokin’ Hot News Flash

Priority Leasing is excited to announce that we are now be able to finance equipment in Canada’s budding cannabis industry.

Effective immediately, Priority Leasing will consider transactions in — or related to — equipment for the cannabis industry.

Equipment we can consider includes:

  • Security Systems
  • Air Filtration Equipment
  • Testing Equipment
  • Grow lights
  • Tables

For additional information please contact Linda or Deb at 403-216-1930, or by email at debbie@priorityleasing.net or linda@priorityleasing.net


I was having coffee with a potential client last week.  And as always, I asked him how he found out about Priority Leasing.  His answer was not at all what I was expecting!

He said, “I wanted to learn more about equipment leasing in Canada.  So I bought this book called “Unstoppable” by Beth Parker.   And you were mentioned in it several times.

And then, it slowly came back to me.   I remembered speaking with Beth probably 10 years ago as she was compiling stories for this book.

I forgot about it shortly after we spoke and never heard anything about it again.    But then, right there at the Purple Perk, I am told my thoughts on equipment leasing, are actually in print!

The book really has a great title.   Unstoppable!   And here’s why.  Because, about 25 years ago, lease brokers were considered bottom feeders who really couldn’t find a job with a “real” leasing company.  But we never stopped.  We started up small brokerages that grew.  We hired and fired. We celebrated and sobbed.  And we’re still here!    Unstoppable!

Gotta go buy me that book!