Deb’s Equipment Leasing Blog

Deb’s Equipment Leasing Blog

FacilityCalgary Interview

I recently had the honour of being interviewed by Mark Kolke, the publisher of You can find the interview here: I hope you enjoy it.

FACILITYCalgary is a weekly online publication containing news, commentary, interviews, real-estate listings, small business promo, etc., for the Calgary area. It is reminiscent of the old-timey small town newspapers. Definitely worth checking out. You can view the latest issue here: Maybe you’ll even want to subscribe! 🙂

Trying Times

These are uncertain and unsettling times.  Like you, our greatest concern is for the health and well-being of our families, our friends, our employees, our clients and our colleagues. We are doing what we can to keep ourselves and our loved ones safe, and we know you are too.

There are also unique financial challenges to be faced right now.  Some of you cannot shut your doors while we wait this out.  Some of you are essential to the well-being of our community. We all need to remain solvent in order to be able to continue to keep our loved ones safe when this pandemic has passed.  And it will pass.

Although our day to day life at Priority Leasing has changed, we are still operating and hope to continue to do so during the COVID-19 crisis.  We live in a time where technology allows us to be connected even while isolated, and our team remains available to you (and for you) from a distance.  Linda is always happy to chat with you via our website.  Bob, Angie, and I are only a phone call or an email away.  You can also message us via Facebook and Instagram.   We are committed to using the available tools and technology in order to be able to safely and responsibly continue our operations, and minimize the disruption to you and to your businesses.

If there is anything we can help you with, please reach out via email, phone or social media.  Above all, please stay healthy and be safe. 

Dump Truck Leasing

My colleague, Paul, over at Trust Capital USA, recently wrote an article outlining the benefits of leasing dump trucks.  He passed it on to me, and I would like to share some of his thoughts with you. 

According to Paul, “Leasing a dump truck can become a good alternative to traditional financing from bank or credit institutions and can provide you with complete ease and safety.” 

He presents 5 main arguments in favour of leasing:

  1. It can be difficult to meet the credit requirements of a traditional loan — especially for start-up businesses. Being denied by the banks, or being strapped with a large interest rate are potential drawbacks to the traditional route.
  2. Professional equipment leasing and financing companies are adept at commercial leasing; the process is uncomplicated and efficient.
  3. Leasing expensive, heavy equipment, such as dump trucks, reduces financial volatility; you don’t need to take on debt to procure a lease. In addition, obtaining a lease is not affected by your credit score. Professional financing groups can approve your application without any barrier.
  4. Dump truck fleets are expensive.  Even if you have sufficient capital to purchase, leasing, instead of buying, allows you to retain that capital and have it available for any emergencies that could arise.
  5. Leasing of a big-sized dump truck can become a gainful venture.  Income generated by use of the equipment can easily be in excess of the lease payments.

Whatever your credit score, whatever your goals, a professional equipment leasing company can serve your needs productively.

If you are interested in the complete article by Paul, click here .

I’m a Rotarian!

I am excited to let you know that I have become a new Rotarian! This doesn’t mean I have given up my Canadian citizenship, or requested a new passport. But I am now a member of an elite, worldwide organization that has the funds, the energy and the connections to make a change on a global scale.

The Rotary motto is “Service Above Self”. I believe this creates a strong, very recognizable difference between Rotary and other networking clubs. The goal in Rotary is not to promote you or your business, per se, but to meet other like-minded, business professionals who want to serve their community and the world. But make no mistake, business does get done. Quietly. Casually. Fairly.

In summary, here’s what excited me about Rotary:

  • The opportunity to make new friends with like-minded business professionals
  • Becoming involved in local and international projects that stir my soul
  • Access to world travel.

If you’d like to check it out, come for lunch on me! Our group meets Thursdays at the Stampede Grounds.

Used Veterinary Equipment for your Clinic

Today I want to share an article from Paul Kendall, a new friend of mine at Trust Capital USA.  Although, in his paper, Paul talks about buying veterinary equipment, don’t forget that you can also lease.  To learn more about leasing and financing veterinary equipment in the US, visit “Veterinary Equipment Financing” on the Trust Capital USA website.  In Canada, of course, feel free to give us a call at 403.216.1930.  🙂

List of The Used Veterinary Equipment You Must Buy for Your Clinic

Buying used things is always a great alternative, whether it is second-hand cars, used clothing or used furniture. So, why you should not purchase used medical equipment for your medical practice? There are many benefits to employing restored medical equipment.

It is no clandestine that becoming a medical doctor or veterinarian is a costly task. According to a current study performed by the American Veterinary Medical Association, above 90% of veterinary school grads initiate out their profession with significant debit. So why not set up your practice by cutting expenses where you can? Taking advantage of Used Veterinary Equipment will extensively decrease the high costs your practice will have to get on and maintain your facility base financial line very small.

Let us discuss the equipment you require for setting up your veterinary clinics

These below-explained tools, devices and technologies permit vets to give stellar, professional medical care to pet-patients and must not be ignored when putting together your clinic equipment buy list.

Exam and Procedure Tables

If you want to properly inspect as well as treat your pet- patients, there is a need of the veterinary table in every treatment room. However it depends on your clinic’s requirement and can select lift tables, v-top tables, electric & hydraulic tables. This in order can offer you versatility, stability and mobility while using. The surface of these test and procedure tables can be lithely accustomed to hold every pet patient’s size and belt and can be located for optimal contact to the area under inspection.

Anesthesia Machines

Getting your pet-patients to persist at rest through scans, insidious exams and actions can be a challenge. Also, you would not like them to experience from the pain of their injuries, surgeries or additional treatment protocols. This is why high-quality veterinary anesthesia machines are on the peak of the used veterinary equipment shopping list.

It is frequently utilized on dogs, cats, birds and additional animals, but since their dispositions differ significantly from those of humans, specific veterinary anesthesia equipment that is 100 per cent secure for animal use is necessary.

However, you cannot utilise the similar machines doctors employ on humans. Anesthetic equipment at a veterinary practice makes sure animals get sufficient oxygen, ventilation and breathing although under anesthesia and combine the anesthetics appropriately according to fixed concentrations, through a mostly automatic procedure that reduces risk to the patient.

Veterinary Stethoscope

Stethoscopes are ideal tools for medical professionals of all fields, but vets require acquiring particular veterinary stethoscopes for their practices. This purchase is necessary since veterinary stethoscopes permit you to get around all that fur and animal muscle and in fact hear the heart and lung sounds of any animal, big or small.

Veterinary ultrasounds

Diagnostic imaging is used by veterinarians to observe clear-cut images within their pet patient’s body and make correct analyses, which lead to immediate, efficient treatment.  New, ground-breaking, real-time ultrasound equipment with exterior cameras considerably decrease exam time while producing deeper and wider snappish images of abdominal, cardiac, musculoskeletal, vascular and additional bodily systems.

These images can even be shared live through telemedicine with a sonographer, for more affluent real-time assistance, with far less pinpointing guesswork involved. So if your budget does not allow you to buy the new one, you may have the option to purchase the used veterinary equipmentthat will save your money.

Autoclaves & Sterilizers

Veterinary doctors must make sure proper sterilization of their medical tools every time. However this is important for secure as well as contamination free work environment.  This in order will extend the life of usually used equipment. If you do not purify them, they will wear down with organic fluids, solvents, chemicals and cleaners. Autoclave steam sterilization assists make sure that vet tools are adequately germ-free and sterilized, for most favorable pet-patient effects.

Autoclaves come in a range of sizes. If you are operating a high-volume treatment centre, you may choose to buy a larger unit to boost competence, rather than keeping your autoclave every day. You would like to look into purchasing a mechanical or digital autoclave used veterinary equipment, which allows faster turn-around than its manual version.

IV Pumps

Nearly all veterinary clinics make use of IV pumps to manage fluids, drugs and additional supplements during surgeries and other treatments. IV pumps are the ideal technique for controlling the release of a constant rate infusion (CRI) of the matter to be provided to the patient, for a reliable or time-dependent consequence.

This is mainly dangerous when the medication administered has potentially powerful or unfavorable experimental effects. And while there are cheaper IV flow-control devices on the market, pumps are flexible, non-disposable, readily accessible and more cost-effective in the long-standing.

Digital X-ray imaging machines

Digital radiology or radiography (DR) technology permit veterinarians rapidly and precisely get comprehensible images of your animal patient bones, muscles and inner organs, without involving the use of film, compounds of darkroom processing. The defined, digital photos can be improved, enlarged and focused, which eventually leads to fewer retakes and more exact diagnoses. The images acquired can be saved to a digital database, and simply shared with further vets and specialists, with one click of the button. 

Digital x-rays have become an enormous, necessary and widespread component of many veterinary practices around the globe. There are a variety of DR systems, all relying on diverse technologies to achieve digital images. You can choose the DR system that best goes with your practice’s requirements and financial statement.

At the end to make the right decision for buying used veterinary equipment you, in fact, require to be aware of what all your preferences are and weigh out the pros and cons of the whole thing here, before making your final decision. When setting up your veterinary hospital, there are plenty of tools and techniques you need to obtain. However some of the equipment may not listed above like electrosurgical units, defibrillators, microscopes – even calculators. But no matter what equipment you do buy, make sure they are high-quality, long-lasting and infection-free.

Smokin’ Hot News Flash

Priority Leasing is excited to announce that we are now be able to finance equipment in Canada’s budding cannabis industry.

Effective immediately, Priority Leasing will consider transactions in — or related to — equipment for the cannabis industry.

Equipment we can consider includes:

  • Security Systems
  • Air Filtration Equipment
  • Testing Equipment
  • Grow lights
  • Tables

For additional information please contact Linda or Deb at 403-216-1930, or by email at or


I was having coffee with a potential client last week.  And as always, I asked him how he found out about Priority Leasing.  His answer was not at all what I was expecting!

He said, “I wanted to learn more about equipment leasing in Canada.  So I bought this book called “Unstoppable” by Beth Parker.   And you were mentioned in it several times.

And then, it slowly came back to me.   I remembered speaking with Beth probably 10 years ago as she was compiling stories for this book.

I forgot about it shortly after we spoke and never heard anything about it again.    But then, right there at the Purple Perk, I am told my thoughts on equipment leasing, are actually in print!

The book really has a great title.   Unstoppable!   And here’s why.  Because, about 25 years ago, lease brokers were considered bottom feeders who really couldn’t find a job with a “real” leasing company.  But we never stopped.  We started up small brokerages that grew.  We hired and fired. We celebrated and sobbed.  And we’re still here!    Unstoppable!

Gotta go buy me that book!


Fences make “better” neighbours!

I am always impressed when small business owners like myself, come up with creative and innovative ways to make tasty lemonade when handed sour and often rotting lemons.   This month, my hat is off to the owner of a property in the industrial area near the Stagewest Dinner Theatre in southeast Calgary.

After losing a substantial tenant to the faltering economy, this gentleman decided to create individual, short term rental units within his warehouse to keep the bank at bay.   He utilized movable fences to create storage bays designed to the customer’s specifications. The mobile fences were purchased from Pierre at “A Quality Contractor”. And now, here it comes….wait for it….

Did you know you can lease these mobile fences?   Perhaps there is a “financial work-around” that can help your business stay competitive in these challenging times?   Is there something you would like to lock up and keep safe for a short term? Let me know how I can help.

Call me anytime at 403-703-7301.   Deb Sands.

Leasing Protective Structures

While travelling on my sales calls yesterday, I spotted these “cover-all” type structures at a local northeast car dealership. I thought to myself, what a brilliant way to keep hail off your inventory during Calgary’s crazy summer storms!
I wondered how much their insurance premiums might drop by having these vehicles protected. I also realized there are savings to be had by NOT discounting hail damaged cars after the storm.
And finally, I considered the poor lot boy will not have to brush snow off hundreds of cars this winter.
Did you know these structures can be leased? Quickly and easily? I would suggest the savvy dealership owner would stack the monthly lease payment up against insurance savings and margins saved by NOT discounting damaged cars and trucks.
Now that’s living in the fast lane!


There is much speculation today about whether one should visit the cloud for new software (SAAS), lease it, or just pay cash.

Industry expert, Daylan Block,  from Startech Business Systems has this to say….

When it comes to large technology purchases, like all business purchases, you have to consider the TCO (Total Cost of Ownership). I look at paying for technology through 3 different lenses depending on the customer needs. They are capital expenditure, leasing, and ‘As A Service’.

“As A Service” is simply using software on a server that you don’t own or see and is physically hosted and maintained somewhere else. We call this infrastructure “As A Service”, whether you store information in the google cloud, Microsoft Azure, AWS or a local hosting company.  The “AAS” model can be summarized like this; someone provides hardware for you, under a limited umbrella of software services, at an offsite location.

For many businesses, a cloud and “on premise” hybrid model will fit their needs and budget the best. You win and lose certain functionality by owning and not owning certain IT peripherals. This takes careful consideration and an understanding of the long term total cost of ownership. We have found that for most major server deployments in the cloud, running the servers for 730 hours per month (24 hours per day for 30 days) is a much higher cost than simply purchasing hardware on a lease and adding a service package to maintain it. However, if your business does not need to be running a server 24 hours per day 365 days per year, you may find the costs of running in the cloud to be competitive among other features and strengths like rapid growth or downsizing.

I used to think that leasing hardware and other IT peripherals was always the most expensive option and only for those who couldn’t fork out the capital for large purchases. Deb and her book have actually helped me to understand how depreciation of an asset combined with writing off equipment as an operational expense, can actually cost your business less from a TCO perspective at the end of a term. Add on the reliability of an experienced support company with tangible IT redundancy and security, and you may find that leasing hardware provides a stable and dependable solution for your business. All things considered, I know many of our clients have found this to be true.